What Will Increase The Appraisal Value Of A Home

What Will Increase The Appraisal Value Of A Home

What Will Increase the Appraisal Value of a Home? | Home Guides | SF Gate

A home appraisal can ensure you get your desired mortgage loan.

An appraisal has a significant impact when you are obtaining a new or refinanced mortgage on your home. An appraisal is an evaluation of your home's monetary value by a licensed professional. The appraisal provides documentation to your mortgage lender that your home is worth the amount of the loan.

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The outside of your home should be neat and free of clutter. Landscaping adds to the overall appearance of your home, but overdone landscaping can diminish the value. A painted house needs to be as solid as possible, so if your home has peeling or graying paint, be sure to repaint before the appraisal. Siding on a home adds to the property's worth, so consider this improvement if your house is currently painted. If your house is already sided, make sure the siding is clean and in excellent condition.


The interior of your home needs to be tidy, organized and clean for the appointment. The appraiser is going to make the judgment on your home that day and will consider the immediate appearance inside. Pet and smoke odors negatively impact this evaluation, so take steps to eliminate these smells in order to raise the appraisal value. If there are any special features of your home that you want the appraiser to consider, make sure he can easily access those areas.


Remodeling and updating increase your home's total value. Appraisers typically consider the kitchen and bathrooms focal points in the home, so updating your cabinets, sinks or fixtures can improve the appraisal. Repaint any rooms that have a peeling or fading look, and clean or repair any wallpaper. Finishing your basement is another addition to your home's value. If you have started any home improvements or repairs, make sure they are complete before the appraisal. These projects need to be finished in order to be included in the report.

Additional Items

Some types of appliances and additional fixtures will aid in your appraisal. If you have a luxury bath, such as a hot tub or spa, make sure the fixture is clean and in working order before the appraisal, as it will be included in the report. Central air-conditioning units are also reviewed by the appraiser, so if you own such a unit, change the filters and clear any debris.


The appraisal is not only based on the condition and features of your home, but also the value and features of similar homes in your neighborhood. Adding features to your home that are considered excessive or unusual for the area can actually diminish the appraised value. These may include bedroom walls painted in bright neon colors or large, ornate garden statues in a small yard in a moderately priced area. Permanent pools can actually lower an appraisal due to the maintenance required. What Will Increase the Appraisal Value of a Home? | Home Guides | SF Gate

by Anna Assad

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Phone: 717-917-1515
Dated: November 18th 2015
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